Our products and solutions provide a full range of functionality to support payments in a secured environment for all transaction types.
MX payment orchestrates all aspects of payment processing for any payment type, any channel, currency or network.
MX Card Management makes it possible to issue quickly and easily any payment instrument (debit card, prepaid, e-wallet, m-wallet, and many others), domestic or international (Visa, MasterCard, China UnionPay and others), allowing any type of transaction (withdrawal, payment, transfer of money, and many others) and providing additional services: invoice payment, mobile recharge / prepaid cards, loyalty points.
MX Instant Issuing makes it possible to instantly issue at the branch level and visually personalize any type of card (debit card, prepaid and many others), even international ones (Visa, MasterCard, China UnionPay and many others). These cards are activated immediately and can be used directly, which is a significant selling point for end customers. This makes it possible to quickly replace stolen or lost cards and develop a close relationship with the customer by offering the possibility of personalizing their PIN code and the visual card directly to the branch in just a few minutes.
MX Authorization allows any type of transaction (withdrawal, payment, transfer of money, and many others) multichannel (ATM, POS, mobile phone and many others), domestic or international (Visa, Mastercard, China UnionPay and many others), for any payment instrument (debit card, prepaid, e-wallet, m-wallet, and many others) and taking into account ceilings and pre-parameterized payment limits.
To facilitate management of automated banking machines and reduce operating costs, MX ATM offers centralized management of all types of ATM : multi-vendor, multi-lingual, multi-currency and for any payment instrument (debit card, prepaid, e-wallet, m-wallet, cardless and many others), both domestic and international via Visa, MasterCard, China UnionPay and many others.
In order to retain end customers and attract new customer segments, MX Plus allows the implementation of loyalty programs that are totally configurable and adaptable to the commercial strategy of the institutions. The loyalty programs are structured around fundamental concepts:
To facilitate the management of payment terminals and reduce operating costs, MX POS offers centralized management of any type of terminal (with or without contact, RTC or mobile, cluster) regardless of the manufacturer, multi-lingual, multi-currency and for any payment method (debit card, prepaid, e-wallet, m-wallet, tanker, cardless and many others).
It also supports interbank and international transactions via Visa, Mastercard, China UnionPay and many others.
MX Mobile Gateway enables the end customer to transform their mobile phone, whether it is a simple mobile phone or a smartphone, into an advanced payment station that goes far beyond merely contactless payment at the merchant.
They can also pay their bills, taxes and tickets online, access their banking services, recharge their mobile account and prepaid cards, or transfer money to their loved ones
MX Internet Gateway Plus offers a highly secure online payment platform regardless of country or currency. It is a flexible platform easily interfacing with any type of website and facilitating any e-commerce transaction: purchase of goods or services, payment of invoices, taxes, tickets and taxes of any kind. It offers several languages and several modes of delivery and management of the electronic shopping cart. It interfaces with e-money networks to allow transactions in real time and is compatible with the main internet payment systems
MX Merchant Management allows to centrally manage the multiple POSs of retail chains and merchants of all types: retails, shops, markets, sales by tour, distance selling, internet sales, supermarkets and hypermarkets. The solution assists merchants through the various market regulatory changes and supports large volumes of transactions.
The solution offers a reliable and definitive solution to branch queues thanks to a wide range of electronic payment services for contraventions, taxes and invoices of all kinds: water, electricity, telephone and television subscription.
These payments can be made on several channels (ATM, POS, mobile, internet and many others) with flexible payment methods allowing the inclusion of unbanked customers: cash, check, bank transfer and payment cards of any kind (debit, prepaid, e-wallet, m-wallet, and many others).
MX Risk & Fraud protects holders, merchants and financial institutions against fraud on any type of transaction whatever the channel.
Indeed, the application allows proactive detection of holder and merchant fraud attempts for issuers and acquirers through advanced risk calculation algorithms based on the transactional hi of the participants and comparison with typical models of behavior of fraudsters. In case of fraud detection, it is possible to block the transaction automatically and to alert the customer, the operators and the electronic payment units in real time by sms, email, and many other channels.
In response to the resurgence of electronic fraud and cybercrime, MX Authentication enables strong end-user authentication for all types of Internet transactions (payment, money transfer, account consultation and many others), with any payment method (debit card, prepaid, e-wallet, m-wallet, and many others), and any channel (mobile phone, computer, tablet and many others).
MX Clearing & Settlement facilitates the automated and transparent transfer of the holder's transactions to its bank account by means of a complete management of the interbank clearing for any payment method, any channel and any type of transaction.
It also offers a facilitated management of interbank agreements, allowing the handling of both domestic and international transactions (Visa, Mastercard, China UnionPay and many others), their bank reconciliation as well as the calculation of the costs and commissions resulting for all the stakeholders.
MX Dispute & Chargeback enables fast and transparent resolution of any type of electronic payment dispute - issuer, acquirer and interbank - thanks to efficient and automated management of the processing workflow: automatic allocation of litigation cases to investigators, possibility to automate processing standard dispute cases, decision support tools and automatic and multichannel notifications to customers and operators.
MX Switch allows electronic transactions to be routed between payment acquirers, electronic banking centers and domestic and international issuing institutions via Visa, MasterCard, China UnionPay and many other standard interfaces. It is compatible with all types of transactions (withdrawal, payment, transfer of money, and many others), any channel (ATM, POS, mobile phone and many others), and any payment instrument (debit card, prepaid, e-wallet, m-wallet, and many others).
In addition to providing the MX Plus solution and licensing, M2M supports the customer throughout the application lifecycle with a full range of implementation, operations and consulting services. These services allow customers to remain focused on their core business while reducing their operational costs through the pooling of human and material resources.